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Energy Loan Programs

High-Efficiency Loan Program - Washington State Only

Special low-interest rate financing is available for residential energy efficiency improvements through a grant made to Avista by the Washington State Department of Commerce, funded by ARRA.

Eligibility Requirements:

  • Avista residential customers receiving gas and/or electric service in the state of Washington. 
  • Eligible upgrade items include a variety of high-efficiency measures that can be found on Avista's approved list (PDF).

How to get started:

  1. Identify if the measure is on the Avista's approved list (PDF).
  2. Identify the cost of the approved project by getting bids from qualified contractors (work must be performed by a contractor).
  3. Complete customer release form.
  4. Email or FAX the following to Leona Doege,; FAX 509-777-5231.
  5. Avista will review the project for program qualification. If project is approved, Avista will inform you and then forward your project information to Sustainable Resources of the Inland Northwest to initiate the loan process.
  6. You will then work with Sustainable Resources for loan processing and getting your contractor paid. 
  7. Your monthly loan payments will be made directly to Numerica Credit Union.

Loan details for residential projects:

  • The participating lender is Numerica Credit Union.
  • The interest rate is currently 1.9% Annual Percentage Rate. All loans subject to credit approval.
  • Typical loans range from $2,000 to $10,000. No one customer can request a total of more than $20,000 in loans.
  • Sustainable Resources INW is the loan coordinator and acts as a liaison between the customer and the lenders.

The funding for this program came from The Washington State Department of Commerce through a one million dollar credit enhancement grant to Avista through the federal Stimulus Act (ARRA). The grant makes it possible for participating lenders to offer this special financing to a broader range of borrowers at a lower cost.

For questions or concerns, please call or email Leona Doege at Avista at (509) 495-4289;

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